Several firms promised to disrupt the consumer credit market by offering consumers their purchases instantly and the bill later. Did it work?Get our breaking news email, free app or daily news podcastAfterpay has never turned a profit in Australia.

Several firms promised to disrupt the consumer credit market by offering consumers their purchases instantly and the bill later. Did it work?Get our breaking news email, free app or daily news podcastAfterpay has never turned a profit in Australia.